Limit 4: Value Locked in Reimbursement Pool

The 4th limit caps the amount of reimbursements an eligible holder can claim depending on the total value locked in the CryptoHealth Treasury. The TVL is computed as the sum of all Reserve Pools (RP) contained in the Treasury. These include the CHT RP, Native Token RP, Stablecoin RP, LP Token RP , Support Token RP and the Investments RP.

The longer one HODLs, the more they can possibly claim from the Treasury (assuming the other limits allow for the amount). Percent TVL amounts are as follows:

HODL Period	% of the Total Locked Value
Below 18 months	1.00
18 months to below 24 months	1.25
24 months to below 30 months	1.50
30 months to below 36 months	1.75
36 months to below 42 months	2.00
42 months to below 48 months	2.25
48 months to below 54 months	2.50
54 months to below 60 months	2.75
60 months and above	3.00

Percent TVL does not require one to HODL another token.

The Percent TVL Limit was made to protect the Treasury from being drained by recurrent claims from the same address, and by ensuring that long-term holders who HODL more and claim less frequently are provided with more funds once the need arises.

Sample Limit Computation:

Holder buys CHT worth 100 USD at a 30,000 USD market cap. Assuming a medically insurable event occurs during claims computation and market cap increases to 300,000 USD:

a. If the holder files a claim after 12 months, Limit 1 will be 2,000 USD, but Limit 2 caps the claimable amount to 1,250 USD. Holder can claim 1,250 USD assuming that the Treasury contains 125,000 USD

b. If the holder files a claim after 24 months, Limit 1 will be 5,000 USD, but Limit 2 caps the claimable amount to 3,500 USD. Holder can claim 3,500 USD assuming that the Treasury contains 233,000 USD in TVL

c. If the holder files a claim after 36 months, Limit 1 will be 8,000 USD, but Limit 2 caps the claimable amount to 7,500 USD. Holder can claim 7,500 USD assuming that the Treasury contains 375,000 USD in TVL

d. If the holder files a claim after 60 months and holds the [Support Token], Limit 1 will be 18,000 USD, but Limit 2 caps the claimable amount to 15,000 USD. Holder can claim 15,000 USD assuming that the Treasury contains 500,000 USD in TVL

For reference, the CryptoHealth Treasury at a 100,000 USD market cap had a total TVL of up to 25,000 USD. Our Treasury will collect fees from trading from the whole Portfolio of tokens, and any excess amount in the Reserve Pools will be swapped to the Native Token of the chain.